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10 Personal Finance Blogs That Are Worth Reading
If you’re looking for inspiration as you strive to manage your finances, then you can do far worse than scan the endless pages of the World Wide Web. The Internet is home to a number of innovative and resourceful personal finance blogs, which go beyond offering generic advice and instead use storytelling or practical tips to teach the basics of acquiring wealth. These select sites even speak to readers in a language that they can understand, replacing industry jargon with everyday words and phrases.
Here are 10 personal finance blogs worth reading in 2013
Get Rich Slowly: The success of some personal finance blogs is founded on the philosophy of their owners, and Get Rich Slowly is one of these resources. Creator J.D Roth has a simple and yet breathtakingly effective approach to acquiring wealth, focusing on goal setting, spending within your means and paying yourself first. These values distinguish the blog from many of its contemporaries, with both Money and Time magazines hailing it as one of the leading websites of its kind.
Money Crashers: Another resource determined to offer simple and easy to understand advice, Money Crashers covers a broad range of personal finance topics. It also broaches the diverse issue of small business ownership and the challenges facing entrepreneurs in the current economy, which makes the blog extremely relevant and popular. Whether you are in debt or looking to invest wisely, Money Crashers delivers sensible advice to readers of all ages.
20Somethingfinance: Similar to Get Rich Slowly, the 20Somethingfinance blog is driven by the core principles of its creator G.E. Miller. While its content is not as diverse as that of similar blogs, it serves as an expert resource for anyone who is in their twenties and looking to save money by reducing their levels of expenditure. The site also has merit for readers regardless of their age, however, and it is a testament to the benefits of living frugally.
Wise Bread: Wise Bread is a blog with a telling tagline, and one that teaches the advantages of being smart with your money. It advocates ‘Living large on a Small Budget’, and this is inspirational advice that can we can all aspire to in the current economy. It is yet another personal finance blog that covers a broad range of associated topics, providing information on everything from general savings advice to details concerning specific IRA’s.
Consumerism Commentary: Now celebrating its tenth year, Luke Landes’ personal finance blog teaches the important lesson of accountability in money management. Consumerism Commentary covers all aspects of personal finance, and offers insight into the finer details of frugal living. It is also a resource that delivers impartial reviews of financial products, which is particularly useful to its vast reader base.
Len Penzo dot Com: If you are keen to seek out original advice that is delivered in an expansive and innovative manner, then Len Penzo dot Com is the personal finance blog for you. It places a great deal of emphasis on entertaining the reader rather than preaching to them, while its content tends to focus on some of the more unusual aspects of saving money. It certainly stands out from fellow personal finance websites, and this affords it a critical market advantage.
The Simple Dollar: The Simple Dollar is a straightforward, no nonsense personal finance blog, and it is home to a plethora of information on frugal living and the practicalities of reducing expenditure. It’s creator Trent Hamm is something of an expert in this field, and he has even published a book entitled ‘365 Ways to Live Cheap’. His blog is a continuation of this theme, and a must read for anyone who is keen to change their lifestyle and spending ethos.
MoneyNing: If the majority of leading personal finance sites tend to use storytelling and personal experience as a way of engaging the reader, then MoneyNing is a resource that bucks this trend. Although it is a source of valuable information, this is delivered in the guise of formal blog posts rather than humorous anecdotes. The content is both well written and extremely high quality, although it never crosses the line of being condescending or using industry buzz words.
Budgets Are Sexy: At the opposite end of the scale is Budget Are Sexy, which as its name suggests takes a slightly different approach to educating readers. Its founder, who goes by the pseudonym J. Money, uses content that is derived from personal experience to engage a younger audience. While the message and content of the site may lean towards being light-hearted and carefree, however, this should not disguise the relevance of the blog or its sound advice.
The Digerati Life: If you are self-employed or operate as an entrepreneur, then it can be difficult to find a personal finance blog that delivers practical advice. The Digerati Life offers an exception to this rule, however, as the diverse nature of its content includes a wealth of tips for individuals who work independently. The blog is also an excellent source of well researched investment information, so it an ideal website for anyone with a sizable amount of disposable income.
The Bottom Line
These personal finance blogs have a great deal to offer, whether you are young and looking to spend responsibly or hoping to save as you approach the twilight years of life. All you have to do is delve into the World Wide Web and make your choice, while focusing on websites that are the most relevant to your own, personal circumstance.